You don't need to create a Paypal account in order to use it as a processing method. To pay using your debit or credit card, select Paypal as a payment method. Here are the steps:
1. Once you're on the Payment method page, select Paypal as a payment method.
2. Instead of clicking "Log in", select "Pay with Debit or Credit Card"
3. Input your debit or credit card information, and then select "Pay Now".
4. You will be redirected back to Kurbata's website where you will see a confirmation of your payment.